Regular Checking

• $100 Minimum to Open Account
• No Minimum Balance Required
• No Monthly Service Charge
• Unlimited Check Writing
• Free VISA Check Card / Free Card Fraud Monitoring
• Overdraft Transfer Available for Additional Fee
• Free Direct Deposit
• Free Telephone Banking
• Free Online Banking
• Free Online Statements

    Money Market 

• Earn interest credited monthly
• $2500 to open account
• $7 service charge waived with $2500 minimum daily balance
• $5 fee for every transaction over 6 per month. Contact a Citizens State Bank of Cheney, KS associate for further details and disclosures.

    NOW Account

• Earn interest credited monthly, see our current rates page
• $1000 to open account
• $7 service charge waived with $1000 minimum daily balance

Passbook Savings 

• Earn interest credited quarterly, see our current rates page
• $100 to open account
• $3 service fee waived with $100 minimum daily balance
• $.50 excessive withdraw fee will be charged for each item over 6 per month

• Make your money work harder with a Certificate of Deposit
• Terms from 13 days to 2 years
• Check our rates page for our current rates

Overdraft transfer protection is an optional service The Citizens State Bank of Cheney provides for its customers.  Participation is by request only and requires a signed document to authorize CSB to debit your account for you.

•  Secondary checking or savings account required
• $100 transfer increments
• $15.00 transfer fee